Tax Engine
🇮🇪Ireland · Tax year 2026
Salary Calculator
Gross salary
Filing status
Standard-rate cut-off44 000
2026 settings
👶
Dependent children
0 – 4
0
🏡
Home Carer Credit
jointly assessed, one income only — s.466A
💼
PAYE worker
Employee Tax Credit €2 000
Age & AVC
🎂
Age · 35
Age cap 20%
💰
AVC pension
Age-banded relief, capped at €115k
0.0%
Estimated net pay · monthly
3 218
after Income Tax · USC · PRSI
Net3 218
Income tax533
USC81
PRSI168
EFFECTIVE RATE
19.6%
MARGINAL RATE
47.2%
ANNUAL NET
38 611
TAKE-HOME %
80.4%
🍺
536
pints of Guinness
🌯
321
Boojum burritos
🚊
1 462
Luas/Bus rides
True cost to employ
Employer total · monthly
4 450
Employer charges
+450
10.1% above gross
Gross salary · 89.9%Statutory contributions · 10.1%
Gross salary
100.0%
4 000
Employer PRSI
11.3%
450
Ireland · Tips
Filing · USC bands · credits · purchasing power
📅
Form 11 deadline
73days
31 Oct paper · mid-Nov ROS 2026
📊 CSO percentile
Top 35%
of employees · CSO 2024
🪜 USC ladder 2026
0.5 %
≤ €12,012
2 %
≤ €27,382
3 %
≤ €70,044
8 %
≤ €
0.5 % · 2 % · 3 % · 8 % — Part 18D TCA 1997
📐
Standard-rate cut-off
Single: 20 % up to €44 000 · 40 % above
Reduce computed IT to a zero floor — no refund · €4 000 tax credits applied
🏠
Rent Tax Credit · €1 000 (to 2028)
Renters in private rented residential premises — Form 12 / myAccount.
🔑
Mortgage Interest Credit
Final year — 2026 relief is tapered to 50 % of the rise in interest over 2022, at 20 %.
🛒 Your monthly net buys
🍺
536
pints of Guinness
🌯
321
Boojum burritos
🚊
1 462
Luas/Bus rides